The quiet 80 percent
Attention flows to the largest accounts. The rest drift, and both revenue and fiduciary exposure compound quietly, month after month.
Across 380 professionals and $1.4B in advised volume, the real exposure is whether every relationship is served, every account stays inside the firm's fiduciary standard, and operational risk surfaces while it is still small.
Attention flows to the largest accounts. The rest drift, and both revenue and fiduciary exposure compound quietly, month after month.
Reg BI and Form CRS demand proof that the advice fit the client. Hand-built files do not scale past a few hundred professionals.
Several custodians, separate tools, and no single picture of where the firm stands on any given morning.
Suitability, Reg BI, employee-trading and front-running surveillance in one review queue.
AML and KYC, exception handling, audit trails and real-time escalation paths.
Multi-asset order management with blotters, allocations and timestamped records.
Coverage scoring, contact cadence and proactive alerts on every account, not just the top tier.
Fidelity, Schwab, BNY, LPL and Orion consolidated into one reconciled view.
SOC 2, NIST, continuous monitoring, MFA, encryption and tested recovery.
// Cypher+ is engineered for adoption, so the investment actually pays off.
Direct links to Fidelity as the primary custodian, plus Schwab, BNY and LPL.
Every custodian standardized into one reconciled advisor and principal view.
Full data lineage, position tracking and unlimited records retention.
MFA, encryption, continuous monitoring and a tested business-continuity plan.
Documentation that proves the advice fit the client, written automatically at scale. The hardest standard to satisfy by hand, handled by default.
Flags fee-based accounts with too little activity to justify the fee, before an examiner finds them first.
Suitability under FINRA 2111, employee-trading monitoring, front-running detection and restricted-list enforcement.
Every message, trade, approval and review held to the 17a-4 standard. Examination-ready across roughly 46,000 transactions a year.
Platform setup, custodial integration, data migration, nationwide training and project management: all included. A working pilot inside 9-11 weeks.
NO ONBOARDING FEENO PER-TRANSACTION FEENO HIDDEN SURCHARGES
| 2.1 | Dedicated Coverage & SLAs | Named relationship lead, tiered escalation, live alerts, reporting SLAs | |
| 2.1 | Response Turnaround | Every request captured and timestamped; execution through partner | |
| 2.2 | Team Training & Launch | Phased rollout, on-site and virtual training, office hours, 90-day onboarding | |
| 2.2 | Field Enablement | Roadshows, conference sessions and a webinar series for 380+ professionals | |
| 2.2 | Content & Commentary | Curated content with read receipts and compliance logging | |
| 2.2 | Adoption Strategy | Coverage scoring, cadence automation and dormancy alerts; adoption by design | |
| 2.3 | Custodial Integration | Direct links to Fidelity, Schwab, BNY and LPL; multi-custodian standardization | |
| 2.3 | OMS & Workstation | Cypher+ OMS for capture, routing and blotters; a single workstation | |
| 2.3 | Data Feeds (Real-Time & EOD) | Real-time and end-of-day feeds; Orion and Addepar; unlimited retention | |
| 2.3 | Security & Access | SOC 2, NIST, MFA, encryption, monitoring, role-based access |
| 3.1 | Product Surveillance | Suitability, Reg BI documentation and concentration limits across product types | |
| 3.1 | Origination Overlay | Compliance overlay and audit trail; origination via execution partner | |
| 3.2 | Blotters & Allocations | Live blotters, confirmations, allocations, corrections, timestamps | |
| 3.2 | Fixed Income (Treasury to CMOs) | Position tracking and surveillance across fixed-income classes | |
| 3.2 | Best-Execution Reporting | Price comparison to benchmarks and spread analysis across venues | |
| 3.2 | Supervision & Regulatory | Automated suitability, Reg BI, exception review and full audit trail | |
| 3.3 | Implementation Plan | Five-stage path: Assessment, Walkthrough, Integration, Pilot, Rollout | |
| 3.3 | Legacy Position Conversion | Parallel running, data validation, reconciliation and a clean cutover | |
| 6 | Pricing & Fee Structure | $0 onboarding; $34.5K to $43K / month; no per-transaction fees | |
| 6 | Service-Level Agreements | Detailed SLAs with escalation paths; MSA available for review | |
| 6 | References | Qualified references available on request |
// Order-execution items are supported through Cypher+'s OMS and compliance layer, with execution handled by the firm's designated partner.
Cypher+ is the operational command center for the modern capital firm: a single surface that unifies trade surveillance, compliance automation and advisor productivity across every custodian, every advisor and every account.
Offered through Beacons Strategic Capital for FINRA member broker-dealers, SEC and state-registered advisers and the principals who supervise them, it turns a fragmented stack into one reconciled, examination-ready view.
"In a regulatory environment that never stops moving, a firm needs one operating layer that holds the whole book to the same fiduciary standard, every morning."
CYPHER+ // BEACONS STRATEGIC CAPITAL // platform positioning